REFI-SMARTLY

Real estate values in the US have increased dramatically over the past years which means you have more equity now than when you bought your home.  If you are looking to access some of that equity for debt consolidation, home improvements or to use for upcoming life events, look no further than Refi-Smartly.  

We have first mortgage programs to refinance your current loan along with taking cash out or if your first mortgage is on a low fixed rate, we can look at accessing equity with a fixed or variable second mortgage.

What sets us apart will be the comprehensive calculator worksheet that we will generate for you to help make the decision with which is better for your financial picture.  Reach out to schedule an appointment to review.

If you financed a home in the last couple of years, you probably locked in to a fixed rate in the 7's or 8's.  If this is the case, a rate refinance can save you hundreds per month and thousands over the years.  Let us run a comprehensive report to analyze if now is the right time.

Many of our clients have decided the best way to build wealth is get their mortgage paid in full as fast as possible.  By using today's lower rates and refinancing out of the current mortgage, you may be able to keep the same monthly payment while reducing the term of the loan.  We have reports to show you the wealth buuilt and the savings in interest.  Reach out today for a meeting to review these strategies.